Student Loans from a Trusted Nonprofit

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Checking your rate on Sparrow will not affect your credit score and only takes 3 minutes. Disclosures

Application & Solicitation Disclosure

* APRs depend in part on creditworthiness. Lowest APR is only available to our most creditworthy borrowers and assumes an application with a cosigner, immediate repayment, a 7-year repayment term, and 0.25 percentage point interest rate reduction for optional automatic debit. Highest APR assumes deferred repayment, 15-year repayment term, and 0.25 percentage point interest rate reduction for optional automatic debit.

At least X% of the applicants approved for these terms qualified for the lowest rate available based on data from x/x/2023 to x/x/2025. The rates shown are as of x/x/2025 and subject to change without notice. Your Annual Percentage Rate (APR) will be based on the amount of credit requested, loan term and your creditworthiness. The lowest rate available assumes excellent credit history.

Student Loans from a Trusted Nonprofit

How to Apply

Check your rate

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Get funding for college

Check your rate

Review loan

Upload required documents

Customize loan terms

Get funding for college

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