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Our Loans

Private loans can help you pay for school when other aid isn’t enough. We offer private student and parent loans and a refinance loan to support families in covering the cost of education. Our loans have competitive rates and helpful benefits. 

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We’re a nonprofit helping students and families reach their college and career goals

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EdvestinU Student Loan

With a student loan, the student is the primary borrower and responsible for the loan, usually with the help of a cosigner.

Our student loan

EdvestinU Parent Loan

Supporting a student? With a parent as the primary borrower, parent loans can reduce a student's financial burden.

Our parent loan

EdvestinU Refinance Loan

Refinancing allows you to combine multiple current student loans into a new loan that may better fit your needs.

Our refinance loan

Note: Students should take advantage of any federal financial aid available to them by filing the FAFSA before utilizing private loans. Refinancing a federal loan means forfeiting the benefits associated with federal loans. We encourage you to speak with your federal loan servicer and research the options before refinancing a federal student loan.

Frequently Asked Questions

A fixed interest rate is set for the life of your loan and won’t change over time. Other loans may offer variable interest rates, which change depending on the economy, meaning your monthly payments can increase or decrease over time. 

Not necessarily. Depending on your credit history, you may be eligible to get a loan without a cosigner. However, if you include a cosigner to your loan application, you may be more likely to be approved, and may get a lower interest rate.

We’re happy to help! We take pride in our ability to serve our customers on a level most larger lending companies cannot. Get in touch – we can help you by telephone, email, or in person.

View all Frequently Asked Questions

About Us

EdvestinU loan products are offered by Granite Edvance, a nonprofit that helps students throughout the U.S. reach their education and career goals. We offer helpful funding solutions, including the Granite Edvance and EdvestinU private student loans. 

With deep roots in New Hampshire, we help NH students of all ages and backgrounds find their pathway and fund their future. We also partner with the parents, caregivers, educators, and community organizations who support them. 

We believe everyone should be able to reach their education and career goals. And when students succeed, our communities and our workforce grow stronger, too.  

Knowledge is power

Use the student loan calculator

Find out how much your loan might cost. Enter different monthly payments or loan lengths to see how they change your total cost.

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